Stage Payments

New boat finance – Including stage payments & top-up loans

Whether you’re commissioning a custom-built narrowboat or widebeam, buying a new build sailing yacht or motor cruiser, or putting an order in for the latest RIB or sports boat, we are here to help you finance the journey.

Stage payments

Finance for stage payments

Building a new boat often means paying at set stages of build such as hull construction, engine installation, fit-out and finishing, and delivery or final handover. We can provide tailored finance solutions to support you through each of these key stages.

Our stage payment finance allows you to release funds progressively as your boat is built, so your cash flow remains under control, payments are made on time, and your builder stays on track.

  • Custom finance packages to match your build schedule
  • Available for vessels for both leisure and liveaboard use
  • Works with all types of new boat builds
    Narrowboats, widebeams, sailing yachts, RIBs, sportsboats, motor cruisers, and more

Stage Payments

Top-up loans for final payments & extras

Have you already planned (or even begun!) your new boat purchase but want to keep some funds available? We are happy to provide top-up loans to cover final stage payments, or to help buy those last-minute extras, custom options, or additional luxuries you’ve always wanted.

It’s a flexible way to finance what really matters to you, whether it’s a premium navigation system, generator and air-conditioning, or a custom colour scheme.

  • Smaller loans available for finishing touches or final payments
  • Ideal for adding more upgrades or keeping cash for other plans
  • Low or high Loan-to-Value (LTV) options available

Stage Payments

Our new boat marine finance is perfect for:

  • Customers building bespoke narrowboats or widebeam barges
  • Buyers of new production boats like sailing yachts, sports boats, RIBs and motor cruisers
  • Anyone who wants flexible funding at any stage of their new boat buying journey

Our team specialises in marine finance and understands the unique requirements of buying and building new vessels. Whether you’re starting from scratch or just need a little extra at the end, we’re here to help at every step.